Innovation Aryadhan offers finance as an embedded offering for value chain integration of smallholder farmers and FPOs. Its uniqueness lies in the ability to service farmers’ needs at their doorstep. Together with its parent entity, Arya Collateral Warehousing Services P Ltd (Arya), it catalyses the ecosystem for smallholder farmers and FPOs through post-harvest interventions including storage solutions, finance and risk guarantees, market linkages, and policy level changes. Innovations like flexible storage structures and a price risk mitigation tool help farmers act like active market participants without the fear of value loss. As a recognition of its work, Arya has received the Smart CEO - Top 50 Start-up Award 2017 and the All India Agri Start-Up Convention and Agri Start-Up Award 2018 by the Indian Council of Food and Agriculture. Improvement Aryadhan endeavours to significantly improve farmers’ access of formal finance. It also drastically reduces their cost of credit. Timely credit against their own produce improves farmers earnings by 25%-40% in a single agri-season

Financial intermediation

Source: Ministry of Corporate Affairs company master (open data). Capital figures are as-of the 2021 registry snapshot, not live.