A purpose, a promise We are cognizant of the fact that 90% of the demand for housing finance stems from the Economically Weaker Section (EWS) and Lower Income Group (LIG) customers who remained unserved by traditional financial institutions as they are assessed on the basis of formal credit score and are considered “high risk” as their income source is often cash-based and difficult to track. As a result, customers in this segment remain outside the purview of formal credit. Innovative Proprietary Technology The outcome was a revolutionary approach to lending to the underprivileged with an innovative proprietary algorithm that combines neural networks and gradient boosting to provide an accurate output on income, cash, livelihood, and sustainability of our target customers. Accurate credit assessment also reduces instances of non-performing loans. In two years of operations, we stand at 0% NPLs and no c

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Source: Ministry of Corporate Affairs company master (open data). Capital figures are as-of the 2021 registry snapshot, not live.