Payment aggregator platform enabling all payments like BNPL, VIRTUAL CARDS, EMI, UPI, WALLETS , NETBANKING with simple QR, which is first of its kind (only fintech Payments company idea, which can be remunerative) PROBLEM SLOVING; @Providing proper gateway for BNPL users to make payments at physical stores @Great convenience for merchants and customer to accept all payment modes at one place ..... replacing POS machines