Nearly 70% of our population have limited access to banks. The population is largely concentrated in rural and semi urban geographies. Since the subsidies are transferred directly to the bank accounts under various DBT schemes, cash withdrawal has become extremely difficult and painful for this TG. The process of DBTs is going to stay and even grow in future since this is part of economic development and economic growth strategy of our country The answer lies in tying up with Corporate Business Correspondents who in turn appoint retailer BCs and convert the next door kiryana store into a banking point...The precise role of Your Mudra. It is extremely costly a proposition(Negative ROI) for conventional banks to set up infrastructure to cover and address the banking needs of the rural TG 90% of the transactions are not digital banking options because of illiteracy, digital illiteracy and fear of losing limited disposable cash. This sets the context for dependency on cash-economy in BHARAT. In order to resolve the cash dependency, Your Mudra business promise 1. To establish itself over the next two years as one of the largest cash w

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Source: Ministry of Corporate Affairs company master (open data). Capital figures are as-of the 2021 registry snapshot, not live.